Spotcap - business loans made easy!

Spotcap is an innovative online balance-sheet lender that provides fast and flexible financing up to €150,000 to micro, small and medium-sized businesses for a duration up to 12 months. We have developed a sophisticated and dynamic credit scoring process, assessing the real-time performance of business to grant credit lines and loans on the spot. We want entrepreneurs to focus on growing their business and not having to worry about tedious paperwork when applying for a loan. Therefore, our loan application process is entirely online can be completed in three simple steps that will only take as little as 10 minutes. You simply enter your personal- and business details, upload your financial document and connect your business bank account and you're done. We'll take it from there and guarantee that we provide you with a concrete credit offer, based on real-time business performance, within one business day. Spotcap was launched in September 2014 and is headquartered in Berlin, with local offices in Madrid, Amsterdam, and Sydney. The team – currently consisting of 70 credit and online experts – is expanding its operations geographically. CEO Toby Triebel and COO Dr. Jens Woloszczak lead the company. Spotcap has raised a total of €49,5 million in funding in 18 months and is backed by Rocket Internet – the world's leading global internet platform outside of the US and China.

top 100

Name CEO: Niels Turfboer
Founded in: 2014
Country: Germany
Company Twitter: @SpotcapNL
Category: Alternative Finance


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